Here is a submission from Murat Abus. This Numbers Yearly budget template has an overview section and a YTD section to really help you to understand and manage your finances. Numbers is truly a great place to manage your personal finances. It can constantly help you to visually see where your money is going and how to make the adjustments you need in order to reign in your finances.
The Personal budget hasn’t lost its charm on our society yet. With poor financial choices each of us working harder for each penny. Home budgets are making a come back. Yes there are programs and services out there that can help you to manage your budget, but there is something about entering line items directly into a spreadsheet.
Unfortunately some of the graphing functions don’t work that well in iWork ’08 so I’m not including and download for it.