Numbers Zero Line Budget Template

Numbers Zero Line Budget Template

Ok here is a Zero Line Budget template for Numbers it follows Dave Ramsey‘s model for spending your money on paper before you actually spend it. The concept works in such a way that it makes you have a plan for exactly how and when you will spend your money. Dave likes to say, “Tell your money what to do instead of wondering where it went.”

This template is basically set up for two paychecks per month, but you can adjust it to your needs. Have fun doing your finances! Enjoy!


  1. ColinT247


    Can anyone help me…. I’m trying to download the iOS file on my iPad, with numbers installed, however every time I try to ‘Open in.. Numbers’ I get an error message?

    Anybody got advice?


    • joelwolfgang

      Colin we were having site issues, which caused the file to not fully download, try it again and it should be fine.


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